This video explains everything that goes into making the decision to refinance your home as well as where and how to get the best rate and terms available. Find out how to determine how long you must live in your home for the refinance to make financial sense! Learn which company in Cincinnati will refinance your home for $199...

The secret information traditionally only found in the Multiple Listing Service about properties is slowing leaking its way out into the public through an assortment of different websites. As technology evolves, so has transparency and MLSs all across the country are battling to keep this information private. As a buyer in Cincinnati, the moment a property of interest...

Welcome to my first edition of Tuesday Morning Coffee - where I provide a real estate update via my blog and e-newsletter to all of those friends I have met over the past several years.  I am thrilled to be reconnecting in this new way and hope to continue bringing relevant real estate news to you for years to come. In...

Is it better to buy a home or rent? An analysis released today by real estate information provider Zillow.com finds that in most of the U.S., buying becomes a better deal than renting after only three years of residence.

In many metro areas, the advantage comes much sooner.

In Miami, Fort Lauderdale, and Tampa, for example, owning beats renting after 1.6 years, the study finds. Zillow determined the breakeven horizon—the point at which owning becomes more financially advantageous than renting the same home--for more than 200 metro areas and 7,500 cities around the U.S.

Unlike a simple purchase price-to-rent ratio, the breakeven horizon takes into account such other data as taxes, tax deductions, down payments, utilities, appreciation, maintenance, opportunity costs, and fluctuations in the rental market.

"People traditionally have looked at the price-to-rent ratio," Zillow senior economist Svenja Gudell tells ABC News. "But that's not comparing apples and apples. Our calculation takes into account all costs, plus tax deductions and inflation. It would be very hard for the average consumer to crunch these numbers."

Below is an article regarding the housing market in Los Angeles.  Although you may think Cincinnati has nothing in common with LA except the good looking people, they are experiencing a similar housing market as we are.  Distressed inventory has dropped significantly and buyers are finding themselves in competitive buying situations because the amount of quality homes for sale just aren't there. I personally believe that this is a temporary situation since the banks we service have informed us their inventory waiting to go on the market is higher this year than it has been in previous years.  I anticipate that after the election, the market will take another big hit.  So if you've thought about selling, now might be the best opportunity available for the next few years.  Enjoy!  -Brett

Shortage of homes for sale creates fierce competition

With housing inventory at a low, would-be buyers are scrambling to bid on homes before they're even listed, and real estate agents are vying to represent the few sellers that do exist.

By Alejandro Lazo, Los Angeles Times June 10, 2012
The newest problem for the slowly improving housing market isn't a shortage of serious buyers, it's a shortage of good homes.
Would-be buyers are packing open houses and scrambling to make offers on properties before they are even listed. Bidding wars are erupting. And real estate agents are vying fiercely to represent the few sellers that do exist. Housing inventory has sunk to levels not seen since the bubble years. The number of American homes with a "for sale" sign hit 2.5 million in April, the lowest number for an April since 2006, according to the National Assn. of Realtors. David Dennick, who lives in Echo Park and works as a television editor, has been searching for a home with his wife, Denise, for about two months. The couple have already bid on three properties. They are hoping to find a home for less than $525,000, which is $25,000 more than they originally had hoped to spend. "It is much more competitive than we thought," said Dennick, standing in the entrance of an Eagle Rock open house on a recent Sunday. "It is just frustrating because we thought we would really be able to buy a house; we are a middle-class family."

Below is a good article on what it takes to sell your home in today's market. Going FSBO is not a smart move, pre-inspections are getting more popular, and finding the best agent is actually easy.. You're on his site :) Read more below and let me know if you wanna give it a go! http://realestate.yahoo.com/promo/top-ways-to-sell-your-home-in-2012.html...